Clic Switch Promise

Your service guarantee

If after 2 years from the date of settlement of your Clic Money loan you are not happy with your lenders’ service, or a more competitive rate has become available, we will switch you over to a new loan of your choice from our panel of lenders.

If you choose to switch Clic Money will pay the following costs for you subject to terms and conditions below.

  • Your current lender’s early repayment fees
  • New application fees
  • New property valuation
  • Mortgage registration
  • Discharge fees
  • Lender’s legal fees & settlement costs

You may call on your promise once every 24 months provided you have made your repayments on time.

Terms and Conditions:

The following costs are excluded: fixed rate break costs, mortgage insurance premiums, loan security duty, borrower’s personal legal fees.

The maximum payable under Clic’s Money Switch Promise is a proportion of the upfront commission paid, being .35% of the new loan amount, to Clic for originating the new loan. To calculate the exact amount your Switch Promise covers please contact Clic Money. This certificate is only valid upon selecting a funder from our panel.

This promise is only available to new Clic Money customers as from 1st January 2009. The Clic Money Switch Promise is subject to your new lender accepting the application in accordance with that lender’s normal credit assessment criteria.