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Is it Smart to Pay off Your Mortgage Early?

Many people have a dream of paying off the mortgage on their home. A house payment is the biggest expense for most people and not having a house payment would seem to provide security. There are many things home owners need to know about paying off their mortgage and how it will affect them financially. While it seems like a [...]

By | July 2nd, 2015|Categories: Acquisitions, Financial, Taxes|Tags: , |0 Comments

Being an Investor and Having a Life

Investing in real estate and being able to afford a decent quality of life: it’s the ultimate goal, right? I know that to many people reading this, the two concepts may seem mutually exclusive. But that’s only true if you’re going about property investing all wrong – and sadly I have to say, most Australians are doing just that. You [...]

By | July 2nd, 2015|Categories: Financial, Governments, International|Tags: , , |0 Comments

How intelligent investors take advantage of offset accounts and interest-only loans

Interest-only home loans with an offset facility can be attractive for investors as it allows you to reduce your monthly repayments, minimise your non-deductible debt (and increase your deductible debt), and secure a good return (capital gain) if you purchase a principal place of residence (PPR) and then convert your home into an investment property. While some borrowers may be [...]

By | July 2nd, 2015|Categories: Financial, International, Taxes|Tags: , , |0 Comments

Renovating for profit

Whether you’re renovating a property to hold or to sell, thorough research is vital. Just like you must lay the concrete to build the house above, it’s critical that you complete the underlying research before carrying out the deal. Get this right and everything else with fall into place. Cherie and Stephen recommend targeting a general region before narrowing down [...]

By | July 2nd, 2015|Categories: Acquisitions, Financial, Governments|Tags: , , |0 Comments

Comparing your investment options

Choosing which type of property to invest in depends on your available capital, your risk appetite and your income and cash flow requirements. Types of property The four main market segments are industrial, retail, office (these are all commercial properties) and residential. Industrial property Industrial properties include distribution, manufacturing or warehouse facilities. There are three main categories: 1. Warehousing and [...]

By | July 2nd, 2015|Categories: Acquisitions, Financial, Governments, Taxes|Tags: , , |0 Comments

Fixed, variable, split – find the right fit for you

In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you. Variable rate loans Variable interest rate loans are all about flexibility. Essentially, with a variable rate loan, [...]

By | July 2nd, 2015|Categories: Acquisitions, Financial, International|Tags: , , |0 Comments