How intelligent investors take advantage of offset accounts and interest-only loans

Interest-only home loans with an offset facility can be attractive for investors as it allows you to reduce your monthly repayments, minimise your non-deductible debt (and increase your deductible debt), and secure a good return (capital gain) if you purchase a principal place of residence (PPR) and then convert your home into an investment property. [...]

Comparing your investment options

Choosing which type of property to invest in depends on your available capital, your risk appetite and your income and cash flow requirements. Types of property The four main market segments are industrial, retail, office (these are all commercial properties) and residential. Industrial property Industrial properties include distribution, manufacturing or warehouse facilities. There are three [...]