Is it Smart to Pay off Your Mortgage Early?
Many people have a dream of paying off the mortgage on their home. A house payment is the biggest expense for most people and not having a house payment would seem to provide security. There are many things home owners need to know about paying off [...]
Being an Investor and Having a Life
Investing in real estate and being able to afford a decent quality of life: it’s the ultimate goal, right? I know that to many people reading this, the two concepts may seem mutually exclusive. But that’s only true if you’re going about property investing all wrong [...]
How intelligent investors take advantage of offset accounts and interest-only loans
Interest-only home loans with an offset facility can be attractive for investors as it allows you to reduce your monthly repayments, minimise your non-deductible debt (and increase your deductible debt), and secure a good return (capital gain) if you purchase a principal place of residence (PPR) [...]
Comparing your investment options
Choosing which type of property to invest in depends on your available capital, your risk appetite and your income and cash flow requirements. Types of property The four main market segments are industrial, retail, office (these are all commercial properties) and residential. Industrial property Industrial properties [...]
Fixed, variable, split – find the right fit for you
In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you. Variable rate loans [...]
5-reasons-why-refinancing-could-be-the-smartest-option-for-aussies
In my many years of mortgage broking, I’ve never seen an easier way to save money than loan refinancing. If you’ve ever considered refinancing your home loan, now is the time to act before interest rates start climbing back up. Although most Aussie homeowners are [...]