CLIC MONEY / FINANCE
From home and investment loans to commercial, structured and self-employed finance, we help you connect the funding to your wider plans. Start with your purpose, income, security and the next move you want to make.
Understand your borrowing position before you commit. We help you work through deposits, lender options, pre-approval and the steps from application to settlement.
A lower rate is only part of the decision. We compare the costs of switching, loan features and the remaining term so a new loan supports your goals.
Keep the next purchase in view. We look at your existing lending, available equity and investment plans as part of the funding conversation.
Plan the lending for a new build or major renovation. Understand the proposed progress payments, cash contribution, lender conditions and what happens when construction is complete.
Commercial lending, structured transactions and self-employed income deserve a clear plan. Explore our dedicated lending options below, or talk with us about the details of your transaction.
COMMERCIAL / STRUCTURED / SELF-EMPLOYED FINANCE
Buying business premises, coordinating a complex transaction or borrowing with self-employed income? Start with a lending conversation that looks at the whole picture.
Explore funding for owner-occupied commercial premises, commercial investment property, or a refinance of existing business lending.
Explore commercial loans ↗02 / STRUCTURED FINANCEBring the loan purpose, borrowing entities, security, cash flow and timing into one conversation for a more complex transaction.
Explore structured finance ↗03 / LOW-DOC & ALT-DOCDiscuss alternative documentation where standard income records do not tell the full story. Eligibility, evidence and costs depend on the lender and product.
Explore low-doc lending ↗04 / SELF-EMPLOYED LOANSLending conversations for sole traders, company directors, contractors and business owners buying, refinancing or investing.
Explore self-employed loans ↗Tell us what you want to fund, your timing and how your income is documented. We’ll help identify the next steps.
Discuss my finance options ↗CLEAR ANSWERS. A CONFIDENT NEXT STEP.
Your purchase or refinance goal and an idea of your deposit, existing loan and income situation are enough to start. Please do not send bank statements, identity documents or account numbers through this preview.
No. Pre-approval is conditional. The property, valuation, your circumstances and lender requirements still need to meet the final approval conditions.
Compare the total cost, including application, discharge and ongoing fees, any break costs, features and remaining term. A lower repayment from restarting a longer term can mean paying more interest overall.
30 MINUTES. A CLEARER PICTURE.
Talk with us about the finance or property decision in front of you.