/* Clic Money visual edition: progressive enhancement, no animation library. */
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.why-grid>div:first-child{position:static}.visual-edition .quote-grid figure{padding:28px}.visual-edition .quote-grid blockquote{font-size:28px}.visual-edition .person{border-radius:12px}.visual-edition .person>div{padding:15px}.visual-edition .person h3{font-size:18px}.visual-edition .steps article{border-radius:14px;padding:20px}.visual-edition .steps h3{font-size:20px}.visual-edition .steps span{font-size:25px}.visual-edition .referral-band img{width:110px;height:110px;margin:0 0 5px -18px}.visual-edition .referral-band h2{font-size:44px}.visual-edition .referral-band .wrap{padding-block:0}.visual-edition .contact-grid{gap:35px}.visual-edition .contact-details .big-contact-phone{font-size:35px}.visual-edition .enquiry-panel,.visual-edition .referral-form-panel{border-radius:17px}.visual-edition .service-hero{padding:34px 0}.visual-edition .service-hero h1{font-size:48px}.visual-edition .service-hero img{height:320px;border-radius:130px 130px 16px 16px}.visual-edition .service-depth h2{font-size:37px}.visual-edition .team-page-intro h1,.visual-edition .minimisation-hero h1{font-size:47px}.visual-edition .team-page .person h3{font-size:23px}.visual-edition .community-note h2{font-size:40px}.visual-edition .referral-page-intro h1{font-size:71px}.visual-edition .referral-page-grid{padding-top:27px}.visual-edition .referral-expect h2,.visual-edition .share-alternative h2{font-size:23px}.visual-edition .referral-bottom h2{font-size:44px}.visual-edition .new-footer{padding-top:45px}.visual-edition .mobile-actions{border-radius:14px 14px 0 0;overflow:hidden}.visual-edition .mobile-actions a{min-height:50px;display:flex;align-items:center;justify-content:center;padding:14px 3px}.visual-edition .utility a strong{font-size:19px}}@media(max-width:360px){.visual-edition .design-hero h1{font-size:52px}.visual-edition .design-hero .lead-text{font-size:15px}.visual-edition .design-hero .lead-support{font-size:11px}.visual-edition .design-hero .hero-actions .btn{font-size:11px;padding:15px 17px;gap:12px}.visual-edition .design-hero .hero-phone{font-size:21px}.visual-edition .design-hero .lead-visual{height:415px}.human-proof p{font-size:9px}.human-proof p span{font-size:8px}.visual-edition .design-hero .hero-question{padding:17px 19px;width:253px}.visual-edition .design-hero .hero-question h2{font-size:46px}.chapter-badge{width:85px;height:85px;font-size:12px}.chapter-badge em{font-size:16px}.visual-edition .utility a strong{font-size:17px}.visual-edition h2{font-size:37px}.visual-edition .person h3{font-size:15px}.visual-edition .steps{gap:12px}.visual-edition .steps article{padding:16px}.visual-edition .steps h3{font-size:18px}.visual-edition .referral-page-intro h1{font-size:62px}}@media(prefers-reduced-motion:reduce){@view-transition{navigation:none}::view-transition-old(root),::view-transition-new(root){animation:none!important}.visual-edition *, .visual-edition *::before,.visual-edition *::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.visual-edition .btn:hover,.visual-edition .hero-question:hover{translate:0 0}.visual-edition .offer-card:hover img,.visual-edition .person:hover img{transform:none}}
.visual-edition .design-hero .lead-text{color:var(--green)}.human-faces picture{display:block}.human-faces picture+picture{margin-left:-11px}.goal-selector{margin:24px 0 22px}.goal-selector>p:first-child{font-size:8px;letter-spacing:.12em;font-weight:700;margin:0 0 10px;line-height:1.4}.goal-selector>div{display:flex;flex-wrap:wrap;gap:7px}.goal-selector button{font-size:11px;min-height:35px;padding:9px 13px;border:1px solid #cdd8c4;background:white;color:var(--green);border-radius:25px;line-height:1.4;transition:background .18s,color .18s,transform .18s}.goal-selector button[aria-pressed=true]{background:var(--green);color:white;border-color:var(--green)}.goal-selector button:hover{transform:translateY(-2px)}.goal-selector #goal-note{font-size:10px;margin:10px 0 0;color:#526b53;line-height:1.4}.guide-launch{position:fixed;bottom:22px;right:22px;display:flex;align-items:center;gap:8px;min-height:46px;padding:9px 16px 9px 10px;border:1px solid #c7d4bc;border-radius:32px;background:var(--green);color:white;font-size:11px;z-index:27;box-shadow:0 5px 20px #1e4d4214}.guide-launch img{width:28px;height:28px;filter:brightness(0) invert(1)}dialog.guide-panel{position:fixed;inset:auto 22px 80px auto;margin:0;padding:0;width:365px;max-width:calc(100% - 32px);max-height:calc(100dvh - 130px);overflow:auto;border:1px solid #cdd7c6;border-radius:20px;color:var(--green);background:var(--cream);box-shadow:0 20px 100px #10271a20}.guide-panel::backdrop{background:#153c3333}.guide-head{display:flex;justify-content:space-between;gap:18px;padding:24px;background:var(--green);color:white}.guide-head p{font-size:8px;letter-spacing:.13em;color:#dfc89f;margin:0 0 12px;line-height:1.4}.visual-edition .guide-head h2{font:400 30px/1.12 Georgia,serif;letter-spacing:-.03em;margin:0}.guide-head button{width:30px;height:30px;min-width:30px;background:transparent;color:white;border:1px solid #8ca28b;border-radius:50%;font-size:21px;line-height:1}.guide-body{padding:23px}.guide-body>p:first-child{font-size:13px;margin:0 0 17px}.guide-choices{display:grid;gap:9px}.guide-choices button{display:flex;justify-content:space-between;align-items:center;gap:15px;text-align:left;border:1px solid #d3ddca;background:white;color:var(--green);padding:14px;border-radius:10px;font-size:12px;min-height:48px}.guide-choices button:hover{background:#e7eddf}.guide-choices span{font-size:20px}.guide-foot{font-size:10px;margin:23px 0 0;padding-top:16px;border-top:1px solid #d1dcc5}.guide-foot a{font-weight:700;display:block;font-size:14px;margin-top:7px}.guide-body #guide-result h3{font-size:23px;line-height:1.2;margin:0 0 14px;letter-spacing:-.04em}.guide-body #guide-result p{font-size:12px;line-height:1.7;margin:0 0 19px}.guide-body #guide-result .text-link{font-size:11px}.guide-body #guide-result .btn{width:100%;margin-top:20px;font-size:12px;justify-content:center}.guide-body #guide-back{background:transparent;border:0;padding:0;margin-top:18px;font-size:10px;color:var(--green);min-height:30px}.payoff-meter{margin:24px 0 0}.payoff-meter p{display:flex;justify-content:space-between;gap:10px;font-size:10px;margin:0 0 8px}.payoff-track{height:8px;background:#cfdcc5;border-radius:10px;overflow:hidden}.payoff-track>span{display:block;height:100%;background:var(--green);border-radius:10px;width:100%;transition:width .25s ease}.payoff-meter>small{display:block;font-size:8px;line-height:1.5;margin-top:8px;color:#587052}@media(max-width:800px){.goal-selector{margin:20px 0}.goal-selector button{font-size:10px;padding:9px 11px;min-height:35px}.goal-selector #goal-note{font-size:9px}.guide-launch{bottom:66px;right:12px;min-height:39px;font-size:10px;gap:5px;padding:7px 11px 7px 7px}.guide-launch img{width:23px;height:23px}.guide-panel{max-width:calc(100% - 24px)}dialog.guide-panel{inset:auto 12px 113px auto;width:355px;max-height:calc(100dvh - 150px);border-radius:17px}.guide-head{padding:22px}.guide-body{padding:21px}}@media(max-width:360px){.goal-selector button{font-size:9px;padding:9px 10px}.guide-launch{font-size:9px}.visual-edition .guide-head h2{font-size:27px}}@media(prefers-reduced-motion:reduce){.goal-selector button:hover{transform:none}.payoff-track>span{transition:none}}

/* Comfortable touch targets, including the smallest phone layout. */
.goal-selector button{min-height:44px}.guide-head button{width:44px;height:44px;min-width:44px}.guide-body #guide-back{min-height:44px}

/* Audit refinements: clear copy, focus, active navigation and form recovery. */
.visual-edition .design-hero .lead-text{font-size:clamp(16px,1.35vw,19px);line-height:1.6;max-width:570px}
.visual-edition :focus-visible{outline:3px solid #1E4D42;outline-offset:4px}
.visual-edition .minimise-section :focus-visible,.visual-edition footer :focus-visible,.visual-edition .guide-head :focus-visible{outline-color:#C9A86C}
nav [aria-current=page]{text-decoration:underline;text-underline-offset:6px}
.copy-enquiry{display:block;background:transparent;border:0;color:#1E4D42;padding:12px 0;min-height:44px;font:inherit;font-size:13px;text-decoration:underline;cursor:pointer}
#enquiry-draft{width:100%;padding:12px;border:1px solid #1E4D42;background:white;color:#1E4D42;font-size:16px}
.field-error{font-size:13px;color:#912f25;margin:8px 0 0}
[aria-invalid=true]{border-color:#912f25!important}
/* Dark ink on gold improves small-text contrast without altering brand artwork. */
.visual-edition .btn.gold,.visual-edition .referral-band .btn,.visual-edition .mobile-actions a:last-child,.visual-edition .chapter-badge{color:#112d26}
.visual-edition .wide-cta .btn.gold{color:#FFFFFF}

.review-promise{font-size:12px!important;line-height:1.6;color:#1E4D42;margin:18px 0 0!important;display:flex;flex-wrap:wrap;gap:7px}.visual-edition .human-proof{margin-top:24px}@media(max-width:800px){.review-promise{font-size:12px!important;gap:6px}.photo-tag{display:none}}

/* Standards refinement: optional detail, visible keyboard focus and fluid content. */
.optional-enquiry{margin:0 0 20px;border-block:1px solid #cbd7cc;padding:10px 0}
.optional-enquiry summary{min-height:44px;cursor:pointer;padding:12px 0;font-size:14px;color:#1E4D42}
.optional-enquiry[open] summary{margin-bottom:12px}
.optional-enquiry .field:last-child{margin-bottom:0}
#referral-draft{width:100%;padding:12px;border:1px solid #1E4D42;font:inherit}
.visual-edition .btn:active{translate:0 1px;box-shadow:none}
.visual-edition .guide-body :focus-visible{outline-color:#1E4D42}
.visual-edition .guide-head :focus-visible,.visual-edition .wide-cta :focus-visible{outline-color:#f7f5ed}
.visual-edition .service-depth article>div{min-width:0}
.visual-edition .service-depth p,.visual-edition .enquiry-panel{overflow-wrap:anywhere}
.quality-panel{position:fixed;z-index:100;inset:12px 12px auto auto;max-height:80dvh;overflow:auto;width:min(440px,calc(100vw - 24px));padding:22px;border:2px solid #1E4D42;border-radius:15px;background:#f7f5ed;color:#112d26;box-shadow:0 8px 40px #112d2633}
.visual-edition .quality-panel h2{font-size:25px;letter-spacing:-.02em}.quality-panel p{font-size:13px;line-height:1.6}.quality-panel pre{font-size:12px;white-space:pre-wrap;overflow-wrap:anywhere}.quality-panel button{background:#1E4D42;color:white;border:0;border-radius:24px;min-height:44px;padding:10px 20px}
@media(prefers-reduced-motion:reduce){.visual-edition .btn:active{translate:none}}