/* Clic Money platform: retain the approved identity, improve clarity and usable controls. */
.visual-edition .new-header .nav-wrap{height:132px;padding-inline:16px;width:min(1440px,calc(100% - 32px))}
.visual-edition .new-header .brand{width:216px;height:126px;flex:0 0 216px;overflow:hidden;display:block}
.header-mark{display:block;width:216px;height:126px;overflow:hidden;position:relative}
.visual-edition .new-header .brand .header-mark img{width:480px;height:144px;max-width:none;object-fit:contain;position:absolute;left:0;top:-8px}
.visual-edition .new-header nav{gap:17px}.visual-edition .new-header nav>a{font-size:12px}.visual-edition .new-header .btn.small{font-size:12px;padding-inline:17px}
.breadcrumbs{padding-top:23px;font-size:12px;color:#49645a}.breadcrumbs a{text-decoration:underline}.hub-lead,.article-lead{font-size:clamp(18px,2vw,23px);line-height:1.6;max-width:850px}
.article-shell{max-width:900px}.article-shell h1,.tools-heading h1,.about-current h1,.section.wrap>h1{font-size:clamp(43px,6vw,78px);line-height:1.05;letter-spacing:-.045em;font-weight:500}.article-shell section{margin:45px 0}.visual-edition .article-shell h2{font-size:clamp(29px,3vw,41px)}.article-shell p{line-height:1.8}.article-meta,.source-note{font-size:12px;color:#52675c}.article-shell .hero-actions{flex-wrap:wrap}
.resource-grid,.process-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:35px}.resource-card{border:1px solid #d2ddcf;background:#f7f5ed;padding:32px;border-radius:20px;color:#1e4d42;text-decoration:none;transition:transform .15s}.resource-card:hover{transform:translateY(-3px)}.visual-edition .resource-card h2{font-size:32px}.resource-card p{font-size:15px;line-height:1.7}.process-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.process-grid article{padding:25px;background:#f7f5ed;border-radius:15px}.process-grid h3{font-size:22px}.about-current{display:grid;grid-template-columns:1.4fr 1fr;gap:60px;align-items:center}.about-current>img{width:100%;height:auto;border-radius:40% 40% 16px 16px}.promise-strip{display:flex;justify-content:space-between;flex-wrap:wrap;gap:15px;padding-block:27px;border-bottom:1px solid #d5dfd0;font-size:14px}.about-preview p{max-width:700px;font-size:19px}.link-grid{display:flex;flex-wrap:wrap;gap:22px}
.footer-tools{padding-block:20px;display:flex;flex-wrap:wrap;gap:24px;font-size:12px}.footer-tools a,.footer-tools button{color:inherit}.text-button{border:0;background:transparent;cursor:pointer;text-decoration:underline;font:inherit;min-height:44px}.contact-consent{display:block;font-size:13px;line-height:1.7;margin:18px 0}.contact-consent input{width:20px;height:20px;vertical-align:middle;margin-right:8px}.contact-consent a{text-decoration:underline}.honey{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.status{overflow-wrap:anywhere}button:disabled{cursor:wait;opacity:.7}
.checklist{list-style:none;padding:0}.checklist li{margin:15px 0}.checklist label{display:flex;gap:15px;line-height:1.6}.checklist input{width:22px;height:22px;flex-shrink:0}.tools-heading{padding-bottom:28px!important}.tools-area{padding-bottom:75px}.tool-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px}.tool-tabs button{background:white;color:#1e4d42;border:1px solid #b8c7b8;border-radius:24px;padding:12px 17px;min-height:46px;font:inherit;font-size:13px;cursor:pointer}.tool-tabs [aria-selected=true]{background:#1e4d42;color:white}.tool-panel{padding:34px;border-radius:22px;background:#f7f5ed;border:1px solid #d8e1d1}.visual-edition .tool-heading h2{font-size:clamp(30px,3.4vw,45px);max-width:780px}.tool-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;margin-top:30px;align-items:start}.scenario-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.scenario-fields label{font-size:13px;line-height:1.5;display:block;min-height:40px}.scenario-fields label span{color:#52675c}.scenario-fields input{width:100%;min-width:0;min-height:48px;border:1px solid #9cad9b;padding:12px;border-radius:8px;background:white;color:#112d26;font-size:17px}.scenario-form .btn{margin-top:20px}.scenario-result{background:#1e4d42;color:white;border-radius:17px;padding:26px;min-height:200px}.result-line{padding:15px 0;border-bottom:1px solid #668577;display:flex;justify-content:space-between;gap:18px;align-items:baseline}.result-line span{font-size:12px;line-height:1.5}.result-line strong{font-size:clamp(19px,2.5vw,28px);font-weight:500;text-align:right}.scenario-result p{font-size:13px;line-height:1.7;color:white}.scenario-result .text-link{display:inline-block;margin-top:20px;color:#e6cfa6}.tool-panel>.calc-note{font-size:13px;line-height:1.8;margin-top:25px}.tool-panel .source-note a{text-decoration:underline}.tool-panel [aria-invalid=true]{border:2px solid #912f25}
.measurement-dialog{max-width:560px;width:calc(100% - 32px);border:1px solid #1e4d42;border-radius:20px;padding:28px;color:#112d26;background:#f7f5ed}.measurement-dialog::backdrop{background:#112d2666}.measurement-dialog h2{font-size:28px!important}.measurement-dialog p{font-size:15px;line-height:1.7}.measurement-dialog .hero-actions{flex-wrap:wrap}.measurement-dialog button{cursor:pointer}
@media(max-width:1023px){.visual-edition .new-header .nav-wrap{position:relative}.visual-edition .new-header nav{display:none;position:absolute;inset:132px 0 auto auto;width:min(430px,100%);background:white;padding:20px;border:1px solid #cbd7c5;border-radius:15px;box-shadow:0 12px 22px #1e4d4222;z-index:40}.visual-edition .new-header nav.open{display:grid}.visual-edition .new-header nav>a{font-size:16px;min-height:44px;padding:10px}.visual-edition .new-header .menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:6px;width:44px;height:44px;background:transparent;border:1px solid #b7c8b3;border-radius:50%}.menu-toggle span{display:block;width:20px;height:2px;background:#1e4d42;margin:auto}.visual-edition .new-header .nav-wrap{justify-content:space-between}}
@media(max-width:700px){.visual-edition .new-header .nav-wrap{width:calc(100% - 24px);padding-inline:10px;height:126px}.visual-edition .new-header .brand{flex-basis:216px}.visual-edition .new-header nav{top:126px}.resource-grid,.process-grid,.about-current,.tool-grid{grid-template-columns:1fr}.resource-card,.tool-panel{padding:23px}.about-current{gap:30px}.about-current>img{max-width:320px}.scenario-fields{gap:13px}.result-line{gap:10px}.result-line strong{font-size:23px}.promise-strip{font-size:12px}.article-shell h1,.tools-heading h1{font-size:45px}.footer-tools{padding-bottom:80px}.tool-tabs button{flex:1 0 42%;font-size:12px;padding:10px}.tool-heading .eyebrow{font-size:11px}.scenario-result{padding:22px}}
@media(max-width:360px){.scenario-fields{grid-template-columns:1fr}.visual-edition .new-header .nav-wrap{padding-inline:5px}.visual-edition .new-header .brand{flex:0 0 216px}.visual-edition .new-header .menu-toggle{flex:0 0 44px}}
@media(prefers-reduced-motion:reduce){.resource-card:hover{transform:none}.resource-card{transition:none}}
@media print{header,footer,.utility,.guide-launch,.mobile-actions,.breadcrumbs,#print-checklist{display:none!important}.article-shell{max-width:100%;padding:0!important}.article-shell section{break-inside:avoid}.article-shell .btn{display:none}}
.admin-tabs{display:flex;flex-wrap:wrap;gap:12px;margin:30px 0 45px}.admin-tabs .btn{font-size:13px}.admin-split{display:grid;grid-template-columns:1fr 1.4fr;gap:25px}.lead-list{max-height:760px;overflow:auto}.lead-button{display:grid;gap:8px;padding:20px;width:100%;background:#f7f5ed;border:1px solid #c6d3c0;border-radius:12px;color:#112d26;text-align:left;margin-bottom:10px;cursor:pointer}.lead-button span{font-size:13px}.lead-detail{padding:28px;border-radius:18px;background:#f7f5ed;overflow-wrap:anywhere}.lead-detail dt{font-weight:bold;margin-top:14px;font-size:12px;text-transform:capitalize}.lead-detail dd{margin:5px 0 0;white-space:pre-wrap}.lead-detail select,#copy-key{display:block;padding:12px;max-width:100%;min-height:48px;font:inherit;margin:12px 0}.lead-detail .btn{margin-block:15px}#copy-form{max-width:850px}#copy-value{width:100%;padding:18px;font:inherit;border:1px solid #9bad98;border-radius:10px}#copy-preview{padding:22px;background:#f7f5ed;white-space:pre-wrap;line-height:1.7;border-radius:12px}.admin-counts,.readiness-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px;margin-block:25px}.admin-counts article,.readiness-grid article{padding:22px;background:#f7f5ed;border-radius:13px}.admin-counts strong{display:block;font-size:36px}.admin-counts span{display:block;font-size:13px}.readiness-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.readiness-grid li{margin-bottom:12px;font-size:14px;line-height:1.6}#metric-summary{overflow:auto}#metric-summary table{width:100%;border-collapse:collapse;font-size:13px}#metric-summary td,#metric-summary th{text-align:left;padding:14px;border-bottom:1px solid #c9d8c1}
@media(max-width:800px){.admin-split,.readiness-grid{grid-template-columns:1fr}.admin-counts{grid-template-columns:repeat(2,minmax(0,1fr))}.admin-tabs .btn{width:100%}}
.lending-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:30px}.lending-links a{display:flex;justify-content:space-between;gap:12px;background:#f7f5ed;border:1px solid #cbd7c4;padding:22px;border-radius:12px;color:#1e4d42;font-size:15px;text-decoration:none;min-height:70px}.lending-links a:hover{background:#e7eddf}@media(max-width:700px){.lending-links{grid-template-columns:1fr}}

.business-app-result{background:#f7f5ed;border:1px solid #c8d6c2;border-radius:12px;padding:22px;font-size:12px;line-height:1.6;white-space:pre-wrap;overflow-wrap:anywhere;max-height:500px;overflow:auto}#availability-date{min-height:48px;padding:12px;border:1px solid #8da18b;border-radius:8px;font-size:17px;margin:12px 0}
.followup-form{display:grid;gap:.7rem;border-top:1px solid #d8ded9;margin-top:1.5rem;padding-top:1rem}.followup-flag{font-weight:700;color:#1e4d42}.followup-flag.overdue{color:#963e25}.lead-detail textarea{width:100%;max-width:100%;box-sizing:border-box}#lead-filter{max-width:25rem;margin-bottom:1.2rem}.followup-form h4{margin-bottom:0}
/* Established business positioning: leadership and property advisory. */
.heritage-strip{background:#1e4d42;color:#fff}.heritage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;padding-block:27px}.heritage-grid>div{display:grid;gap:7px;padding-right:20px}.heritage-grid strong{font-size:clamp(17px,1.7vw,23px);line-height:1.3}.heritage-grid span{font-size:12px;line-height:1.5;opacity:.85}.heritage-about{margin-top:35px;border-block:1px solid #d2ddcf}.heritage-about strong{font-size:clamp(24px,3vw,36px)}.leadership-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;margin:32px 0}.leadership-card{border:1px solid #d2ddcf;border-radius:22px;overflow:hidden;background:#f7f5ed;min-width:0}.leadership-card>picture>img{width:100%;height:290px;object-fit:cover;object-position:center 30%;display:block}.leadership-card>div{padding:28px}.leadership-card h3{font-size:clamp(24px,2.5vw,35px);line-height:1.15;margin:10px 0 18px}.about-preview .leadership-card p,.leadership-card p{font-size:16px;line-height:1.7}.leadership-card .eyebrow{font-size:10px}.property-spotlight{display:grid;grid-template-columns:1.15fr 1fr;gap:65px;align-items:center}.property-spotlight>div>p,.property-experience>p{max-width:740px;line-height:1.8}.property-steps{display:grid;gap:22px}.property-steps article{border-bottom:1px solid #d2ddcf;padding-bottom:20px}.property-steps span{font-size:10px;letter-spacing:.1em}.property-steps h3{font-size:24px;margin:8px 0}.property-steps p{font-size:15px;line-height:1.7;margin:0}.human-faces picture+picture{margin-left:-10px}.human-faces{flex-shrink:0}.property-experience{background:#f7f5ed;border-radius:22px;padding:40px}.visual-edition .new-header nav{gap:13px}.visual-edition .new-header nav>a{font-size:11px}
@media(max-width:1023px){.visual-edition .new-header nav>a{font-size:16px}}
@media(max-width:700px){.heritage-grid{grid-template-columns:1fr;gap:18px;padding-block:23px}.heritage-grid>div{padding-bottom:14px;border-bottom:1px solid #ffffff30}.heritage-about>div{border-color:#d2ddcf}.heritage-grid>div:last-child{border-bottom:0;padding-bottom:0}.leadership-grid,.property-spotlight{grid-template-columns:1fr;gap:24px}.leadership-card>picture>img{height:auto;max-height:340px}.leadership-card>div{padding:22px}.property-experience{padding:26px}.human-proof{gap:9px}}
/* Mortgage minimisation: a clear plan, equal-cash scenarios and calm conversion. */
.mm-hero{background:#f7f5ed;padding-block:65px}.mm-hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:70px;align-items:center}.mm-hero h1{font-size:clamp(52px,6.5vw,90px);line-height:1.02;letter-spacing:-.06em;font-weight:500}.mm-hero h1 em{font-family:Georgia,serif;font-weight:400}.mm-plan{background:#1e4d42;color:white;border-radius:28px;padding:38px}.visual-edition .mm-plan h2{font-size:clamp(31px,3.1vw,46px);line-height:1.15;letter-spacing:-.04em}.mm-plan .eyebrow{color:#e2c999}.mm-plan p,.mm-plan li{font-size:15px;line-height:1.7}.mm-plan ul{padding-left:20px}.mm-small{font-size:12px;line-height:1.7;opacity:.9}.mm-intro>p{max-width:850px;line-height:1.8}.mm-three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:35px}.mm-three article{padding:28px;border:1px solid #d2ddcf;border-radius:20px}.mm-three span,.mm-four article>span{font-size:10px;letter-spacing:.1em}.mm-three h3,.mm-four h3{font-size:25px;line-height:1.15;margin:17px 0}.mm-three p,.mm-four p{font-size:15px;line-height:1.8}.mm-options article{background:#f7f5ed}.mm-options article:first-child{border-top:5px solid #1e4d42}.mm-options article:nth-child(2){border-top:5px solid #c9a86c}.mm-options article:nth-child(3){border-top:5px solid #8b9b87}.mm-calc-band{background:#edf1e8}.mm-calculator{display:grid;grid-template-columns:1fr 1.1fr;gap:28px;align-items:start}.mm-input-panel,.mm-results{padding:30px;border-radius:23px;background:#fff;border:1px solid #d2ddcf;min-width:0}.mm-input-panel .scenario-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.mm-input-panel small{font-size:11px;line-height:1.6}.mm-input-panel .btn{margin-top:20px}.mm-input-panel input,.mm-input-panel select{width:100%;min-width:0;box-sizing:border-box}.mm-input-panel input[type=checkbox]{width:auto}.mm-input-panel .contact-consent{margin-top:20px;display:flex;gap:10px;align-items:start}.mm-input-panel .contact-consent input{margin-top:4px;flex-shrink:0}.mm-results{position:sticky;top:20px}.mm-results svg{width:100%;height:auto;max-height:260px;margin-top:22px}.mm-results .result-line{align-items:start}.mm-results .result-line strong{font-size:clamp(18px,2vw,28px);text-align:right}.table-scroll{overflow-x:auto;max-width:100%;margin:25px 0}.table-scroll table{width:100%;border-collapse:collapse;font-size:12px;text-align:left}.table-scroll th,.table-scroll td{padding:12px 10px;border-bottom:1px solid #d2ddcf;vertical-align:top;min-width:85px}.table-scroll thead{background:#f7f5ed}.mm-assumptions{padding:22px;border:1px solid #c7d2c1;border-radius:18px;margin-top:28px;background:#fff}.mm-assumptions summary{cursor:pointer;font-weight:700;min-height:28px}.mm-assumptions p{font-size:13px;line-height:1.8}.mm-four{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:25px;margin-top:30px}.mm-four article{border-top:2px solid #c9a86c;padding-top:20px}.mm-fit{display:grid;grid-template-columns:1fr 1fr;gap:55px;background:#f7f5ed;border-radius:23px;padding:40px}.mm-fit p{line-height:1.8}.risk-callout{padding:23px;border-left:4px solid #a47d40;background:#f7f5ed;font-size:15px;line-height:1.8}.visual-edition .compact-h2{font-size:30px}.mm-results>div>p{font-size:13px;line-height:1.8}
@media(max-width:1000px){.mm-hero-grid{gap:30px}.mm-three{grid-template-columns:1fr}.mm-calculator{grid-template-columns:1fr}.mm-results{position:static}.mm-four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.mm-hero{padding-block:35px}.mm-hero-grid,.mm-fit{grid-template-columns:1fr;gap:25px}.mm-hero h1{font-size:55px}.mm-plan,.mm-input-panel,.mm-results{padding:23px}.mm-fit{padding:25px}.mm-four{grid-template-columns:1fr}.mm-input-panel .scenario-fields{grid-template-columns:1fr}.mm-results .result-line{gap:15px}.mm-assumptions{padding:18px}.mm-small{font-size:12px}}
/* Compact contact strip: main contact actions with secondary social links. */
.visual-edition .utility>.wrap.utility-contacts{justify-content:flex-end;gap:24px;min-height:46px;padding-block:3px}.visual-edition .utility .utility-phone{min-height:40px}.visual-edition .utility .utility-phone strong{font-size:20px;white-space:nowrap}.visual-edition .utility .utility-email{font-size:13px;min-height:40px;white-space:nowrap}.visual-edition .utility .utility-social{display:flex;align-items:center;gap:3px}.visual-edition .utility .utility-social a{display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;color:#1e4d42}.utility-social svg{display:block}.utility-social a:hover{background:#e5eade}.utility a:focus-visible{outline:2px solid #1e4d42;outline-offset:3px}.footer-location{font-size:12px;line-height:1.7;max-width:270px}
@media(max-width:600px){.visual-edition .utility>.wrap.utility-contacts{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:0 10px;padding-block:5px}.utility-contacts .utility-phone{grid-column:1;grid-row:1}.utility-contacts .utility-email{grid-column:1;grid-row:2}.visual-edition .utility .utility-phone,.visual-edition .utility .utility-email{min-height:30px;width:fit-content}.visual-edition .utility .utility-phone strong{font-size:17px}.visual-edition .utility .utility-email{font-size:12px}.utility-contacts .utility-social{grid-column:2;grid-row:1/span 2}.visual-edition .utility .utility-social a{width:38px;height:44px}}
/* Balance desktop navigation across the space beside the approved logo. */
@media(min-width:1024px){.visual-edition .new-header .nav-wrap{justify-content:flex-start;column-gap:clamp(28px,3vw,44px)}.visual-edition .new-header #navigation{display:flex;flex:1 1 0;min-width:0;justify-content:space-between;align-items:center;gap:12px;margin:0}.visual-edition .new-header #navigation>a{font-size:13px;white-space:nowrap}.visual-edition .new-header #navigation>.btn.small{font-size:12px;flex-shrink:0}}
/* Keep every primary page visible on desktops; wrap links instead of hiding them. */
@media(min-width:1024px){
 .visual-edition .new-header .nav-wrap{column-gap:24px;justify-content:space-between}
 .visual-edition .new-header #navigation{display:flex;position:static;inset:auto;flex:1 1 0;min-width:0;width:auto;max-height:none;overflow:visible;flex-flow:row wrap;justify-content:flex-end;align-items:center;gap:8px 16px;margin:0;padding:0;border:0;border-radius:0;background:transparent;box-shadow:none}
 .visual-edition .new-header #navigation>a{display:inline-flex;align-items:center;min-height:38px;padding:6px 0;font-size:13px;line-height:1.4;white-space:nowrap}
 .visual-edition .new-header #navigation>.btn.small{min-height:42px;padding:10px 14px;font-size:12px}
 .visual-edition .new-header .menu-toggle{display:none}
}
/* Prominent pathways for business owners and specialist lending. */
.specialist-finance{padding:70px 0;background:#edf1e8}
.specialist-heading{display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:end;margin-bottom:30px}
.visual-edition .specialist-heading h2{font-size:clamp(34px,4vw,54px);line-height:1.1;letter-spacing:-.035em;margin:12px 0 0;max-width:650px}
.specialist-heading>p,.specialist-next p{font-size:16px;line-height:1.7;max-width:620px}
.specialist-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.specialist-card{display:flex;flex-direction:column;align-items:flex-start;gap:16px;padding:30px;background:#fff;border:1px solid #becdb9;border-radius:18px;color:#1e4d42;text-decoration:none;min-width:0}
.visual-edition .specialist-card h3{font-size:clamp(25px,2.5vw,33px);line-height:1.15;margin:0;max-width:450px}
.specialist-card p{font-size:16px;line-height:1.7;margin:0;flex:1}
.specialist-card .text-link{min-height:44px;display:inline-flex;align-items:center;font-size:14px}
.specialist-card:hover{border-color:#1e4d42;background:#faf9f3}
.specialist-card:focus-visible{outline:3px solid #1e4d42;outline-offset:4px}
.specialist-next{display:flex;justify-content:space-between;align-items:center;gap:28px;margin-top:28px}
.specialist-next .btn{flex-shrink:0}
#structured-finance,#low-doc{scroll-margin-top:calc(var(--clic-header-height,150px) + 24px)}
@media(max-width:800px){.specialist-finance{padding:42px 0}.specialist-heading{grid-template-columns:1fr;gap:16px}.specialist-grid{grid-template-columns:1fr}.specialist-card{padding:24px}.specialist-next{flex-direction:column;align-items:flex-start;gap:16px}.specialist-next .btn{max-width:100%;white-space:normal}}
/* Whole-site audit: definitive shared usability rules. */
html{scroll-padding-top:calc(var(--clic-header-height,150px) + 16px)}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.visual-edition .utility .utility-social{position:static;inset:auto;width:auto;margin:0;padding:0;box-shadow:none;background:transparent;flex-direction:row}
.breadcrumbs{position:static;inset:auto;display:flex;flex-wrap:wrap;gap:8px 12px;box-shadow:none;background:transparent;padding-bottom:8px;line-height:1.6}
.visual-edition .new-header #navigation a[aria-current]{text-decoration:underline;text-decoration-color:#a47d40;text-underline-offset:7px;text-decoration-thickness:2px;border-bottom:0}
.visual-edition .eyebrow{line-height:1.6}.visual-edition .form-note,.visual-edition .calc-note,.contact-help,.visual-edition .footer-disclosure p{font-size:12px;line-height:1.75}
.visual-edition .form-heading p{font-size:14px;line-height:1.7}.visual-edition .offer-card p,.visual-edition .steps p{font-size:15px;line-height:1.7}
.visual-edition .human-proof p{font-size:12px;line-height:1.6!important}.visual-edition .human-proof p span{font-size:11px}.human-proof>a{width:44px;height:44px;flex:0 0 44px}
.visual-edition .guide-launch{min-height:44px}.visual-edition .guide-body>p:first-child,.visual-edition .guide-body #guide-result p{font-size:14px}.visual-edition .guide-choices button{font-size:14px}.visual-edition .guide-foot{font-size:12px}
.visual-edition .service-hero h1{font-size:clamp(40px,5.3vw,70px);line-height:1.08}.visual-edition .service-depth p{font-size:16px;line-height:1.75}
.mm-results{position:static}.result-line>span,.result-line>strong{min-width:0;overflow-wrap:anywhere}.table-scroll:focus-visible,#metric-summary:focus-visible{outline:3px solid #1e4d42;outline-offset:4px}
.visual-edition .scenario-result :focus-visible,.visual-edition .mm-plan :focus-visible{outline-color:#e2c999}
.hero-actions{flex-wrap:wrap}.hero-actions>*{max-width:100%}.visual-edition .btn{white-space:normal;text-align:center}.visual-edition main h1,.visual-edition main h2,.visual-edition main h3{overflow-wrap:break-word}
@media(max-width:1023px){.visual-edition .new-header #navigation{top:100%;bottom:auto;left:auto;right:0;max-height:var(--clic-menu-available,calc(100dvh - 230px));overflow-y:auto;overscroll-behavior:contain;scrollbar-gutter:stable}.visual-edition .new-header #navigation.open{gap:4px}.visual-edition .new-header #navigation>a{min-height:44px;padding:10px 12px;font-size:16px;line-height:1.5}.visual-edition .new-header .menu-toggle span{margin:0 auto;flex:0 0 2px}}
@media(max-width:800px){.visual-edition .field input,.visual-edition .field select,.visual-edition .field textarea{font-size:16px}.visual-edition .guide-launch{bottom:calc(66px + env(safe-area-inset-bottom));font-size:12px}.visual-edition .mobile-actions a{min-height:48px;font-size:12px;display:flex;align-items:center;justify-content:center;line-height:1.5}.visual-edition .footer-main>div>a{min-height:44px;display:flex;align-items:center}.visual-edition .footer-tools a{min-height:44px;display:inline-flex;align-items:center}.visual-edition .footer-disclosure span{font-size:12px}.visual-edition .goal-selector button{font-size:12px;min-height:44px}.visual-edition .goal-selector #goal-note{font-size:12px}.visual-edition .hero-phone span{font-size:10px!important}.visual-edition .starting-points a{font-size:14px;line-height:1.5}.visual-edition .contact-details .big-contact-phone{font-size:clamp(27px,7vw,38px)}.visual-edition .human-proof{gap:9px}.visual-edition .human-proof p{font-size:11px}.visual-edition .human-proof p span{font-size:11px}}
@media(max-width:480px){.visual-edition .result-line{display:grid;grid-template-columns:minmax(0,1fr);gap:6px}.visual-edition .result-line strong{text-align:left;font-size:24px}.visual-edition .result-row{gap:12px;align-items:start}.visual-edition .result-row>span,.visual-edition .result-row>strong{min-width:0;overflow-wrap:anywhere}.visual-edition .mm-hero h1{font-size:clamp(42px,12vw,55px)}.visual-edition .mm-plan h2{font-size:32px}.visual-edition .section-heading{margin-bottom:30px}.visual-edition .breadcrumbs{font-size:12px}.visual-edition .lending-links a{padding:19px;font-size:16px}}
#copy-introduction{min-height:44px;padding-block:10px;font-size:14px}.visual-edition .utility .utility-social a{width:44px;height:44px}
#enquiry-title{scroll-margin-top:16px}
/* Darker supporting copy keeps small text legible on the cream surfaces. */
.visual-edition .calc-note,.visual-edition .human-proof p span,.visual-edition .goal-selector #goal-note,.visual-edition .payoff-meter>small{color:#52675c}
@media(max-width:800px){.visual-edition .guide-launch{width:48px;height:48px;padding:10px;justify-content:center;border-radius:50%}.visual-edition .guide-launch>span{display:none}.visual-edition .guide-launch img{width:26px;height:26px}}
/* Keep instructions and chart labels readable instead of shrinking them on phones. */
.visual-edition .payoff-meter>small,.visual-edition .payoff-meter p,.visual-edition .chart-key,.visual-edition .mm-input-panel small{font-size:12px;line-height:1.65}.visual-edition .human-proof p,.visual-edition .human-proof p span{font-size:12px}.visual-edition .goal-selector #goal-prompt{font-size:11px}.visual-edition .guide-body #guide-back{font-size:14px}.visual-edition .permission{font-size:13px;line-height:1.7}.visual-edition .design-hero .eyebrow{font-size:11px}

.visual-edition .field label{font-size:14px;line-height:1.5}
/* Approved client feedback: readable cards without carousels or layout shifts. */
.visual-edition .stories-intro{max-width:1000px;margin-inline:auto}
.visual-edition .stories-intro h1{font-size:clamp(42px,6vw,76px);line-height:1.08}
.visual-edition .stories-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-block:30px}
.visual-edition .client-story{min-width:0;margin:0;padding:clamp(22px,2.5vw,34px);background:#fff;border:1px solid #d6ded6;border-radius:16px;display:flex;flex-direction:column;box-shadow:0 8px 24px #1e4d4205;overflow-wrap:anywhere}
.visual-edition .client-story .story-stars{color:#1e4d42;font-size:19px;letter-spacing:3px;margin:0 0 18px;line-height:1.5}
.visual-edition .client-story blockquote{margin:0 0 24px;padding:0;border:0;font:inherit;color:#243d32}
.visual-edition .client-story blockquote p{font-size:16px;line-height:1.75;margin:0 0 14px}
.visual-edition .client-story blockquote p:last-child{margin-bottom:0}
.visual-edition .client-story figcaption{margin-top:auto;padding-top:20px;border-top:1px solid #d6ded6;display:flex;flex-direction:column;gap:5px;font-size:14px;line-height:1.6}
.visual-edition .client-story figcaption strong{color:#1e4d42;font-size:16px}
.visual-edition .client-story figcaption span,.visual-edition .stories-note{color:#52675c}
.visual-edition .stories-note{font-size:14px;line-height:1.75;max-width:950px;margin-block:22px}
.visual-edition .stories-group h2{font-size:clamp(28px,3.5vw,46px);line-height:1.2}
.visual-edition .stories-group{border-top:1px solid #d6ded6}
.visual-edition .client-story:target{outline:3px solid #1e4d42;outline-offset:5px}
@media(max-width:1100px){.visual-edition .stories-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.visual-edition .client-stories-feature .stories-grid>.client-story:last-child{grid-column:1/-1}}
@media(max-width:650px){.visual-edition .stories-grid{grid-template-columns:minmax(0,1fr);gap:18px}.visual-edition .client-stories-feature .stories-grid>.client-story:last-child{grid-column:auto}.visual-edition .stories-intro .hero-actions{align-items:flex-start;flex-direction:column}.visual-edition .stories-intro .hero-actions a{display:flex;align-items:center;min-height:44px}.visual-edition .client-story{padding:24px}}

.visual-edition .form-security-note{font-size:14px;line-height:1.7;padding:18px;border:1px solid #c5d3c8;border-radius:10px;background:#f5f7f2;color:#334d40;margin:0 0 24px}.visual-edition .form-security-note a{text-decoration:underline;text-underline-offset:3px}

.visual-edition.intake-in-view .guide-launch,.visual-edition.intake-in-view .mobile-actions{visibility:hidden;pointer-events:none}
@media(max-width:600px){.visual-edition #enquiry-form .field-pair,.visual-edition #referral-form .field-pair{grid-template-columns:minmax(0,1fr)}}

.leadership-card>picture{display:block}
/* Legal information uses the same readable, responsive editorial layout. */
.visual-edition .legal-page{max-width:1000px}
.visual-edition .legal-page h1{font-size:clamp(36px,5vw,64px);line-height:1.12;overflow-wrap:anywhere}
.visual-edition .legal-page h2{font-size:clamp(25px,3vw,34px);line-height:1.25;margin-bottom:20px}
.visual-edition .legal-page p,.visual-edition .legal-page li{font-size:16px;line-height:1.8}
.visual-edition .legal-page section{margin-block:42px;scroll-margin-top:160px}
.visual-edition .legal-page ol{padding-left:24px}
.visual-edition .legal-page li{margin-bottom:12px}
.visual-edition .legal-contact{font-style:normal;line-height:1.9;overflow-wrap:anywhere;margin-block:22px}
.visual-edition .legal-contact a,.visual-edition .legal-page p a{text-decoration:underline;text-underline-offset:3px}
.visual-edition .legal-review{border:1px solid #b59d6b;background:#faf5e9;border-radius:12px;padding:20px;font-size:14px;line-height:1.7;color:#354b3d;margin-block:24px}
.visual-edition .legal-review-item{border-left:3px solid #b59d6b;padding-left:18px;color:#52675c}
.visual-edition .legal-nav{display:flex!important;position:static!important;flex-wrap:wrap;gap:10px 20px;padding:18px 0!important;border-block:1px solid #d6ded6;background:transparent!important;margin:24px 0;box-shadow:none!important}
.visual-edition .legal-nav a{font-size:14px!important;min-height:44px;display:inline-flex;align-items:center;text-decoration:underline;text-underline-offset:4px}
.visual-edition .legal-nav a[aria-current=page]{font-weight:700}
.visual-edition .footer-disclosure p{line-height:1.8}
@media(max-width:600px){.visual-edition .legal-nav{flex-direction:column;gap:2px}.visual-edition .legal-page h1{font-size:36px}}
/* A focused enquiry page avoids fragile long-page anchor jumps on phones. */
.enquiry-shell{width:calc(100% - 40px);max-width:680px;margin:0 auto;padding:28px 0 48px}
.enquiry-back{font-size:14px;min-height:44px;display:inline-flex;align-items:center;margin-bottom:12px}
.visual-edition .enquiry-shell h1{font-size:clamp(32px,5vw,48px);line-height:1.16;margin:10px 0 16px}
.enquiry-intro,.enquiry-call{font-size:16px;line-height:1.6;margin:12px 0}
.enquiry-call a{font-weight:700;text-decoration:underline;text-underline-offset:3px}
.enquiry-card{margin-top:24px;border:1px solid #d6ded6;border-radius:16px;background:#f7f5ed;padding:28px}
.enquiry-card .field{margin-bottom:20px}
.enquiry-card .field input,.enquiry-card .field select,.enquiry-card textarea{width:100%;min-height:48px;font-size:16px}
.enquiry-card .form-security-note{font-size:13px!important;line-height:1.65!important;background:transparent!important;border:0!important;padding:0!important;margin:20px 0!important}
.enquiry-page .guide-launch,.enquiry-page .mobile-actions{display:none!important}
.enquiry-card .optional-enquiry summary{min-height:48px;display:flex;align-items:center;cursor:pointer;text-decoration:underline;text-underline-offset:4px}
@media(max-width:800px){
 .enquiry-page .utility{display:none}
 .visual-edition.enquiry-page .new-header{padding:4px 0}
 .visual-edition.enquiry-page .new-header .nav-wrap{height:82px}
 .visual-edition.enquiry-page .new-header .brand{width:136px;height:78px}
 .enquiry-page .header-mark{width:136px;height:78px}
 .visual-edition.enquiry-page .new-header .brand .header-mark img{width:302px;height:91px;top:-5px}
 .enquiry-shell{padding-top:14px;width:calc(100% - 32px)}
 .enquiry-card{padding:20px;margin-top:20px}
 .enquiry-page{padding-bottom:0}
 @view-transition{navigation:none}
}

/* Mortgage reduction strategy expansion */
.mm-offer{max-width:1000px}.mm-offer>p:not(.eyebrow){max-width:820px;font-size:17px;line-height:1.8}.mm-method-details{display:grid;gap:12px;margin-top:28px}.mm-method-details details{border:1px solid #d2ddcf;border-radius:16px;padding:20px 24px;background:#f7f5ed}.mm-method-details summary{cursor:pointer;font-weight:600;line-height:1.5}.mm-method-details p{font-size:15px;line-height:1.8;max-width:900px}.mm-offer .text-link{display:inline-block;margin-top:12px}