Is it Smart to Pay off Your Mortgage Early?

Many people have a dream of paying off the mortgage on their home. A house payment is the biggest expense for most people and not having a house payment would seem to provide security. There are many things home owners need to know about paying off their mortgage and how it will affect them financially. [...]

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Renovating for profit

Whether you’re renovating a property to hold or to sell, thorough research is vital. Just like you must lay the concrete to build the house above, it’s critical that you complete the underlying research before carrying out the deal. Get this right and everything else with fall into place. Cherie and Stephen recommend targeting a [...]

Comparing your investment options

Choosing which type of property to invest in depends on your available capital, your risk appetite and your income and cash flow requirements. Types of property The four main market segments are industrial, retail, office (these are all commercial properties) and residential. Industrial property Industrial properties include distribution, manufacturing or warehouse facilities. There are three [...]

Fixed, variable, split – find the right fit for you

In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you. Variable rate loans Variable interest rate loans are all about flexibility. Essentially, [...]

5-reasons-why-refinancing-could-be-the-smartest-option-for-aussies

  In my many years of mortgage broking, I’ve never seen an easier way to save money than loan refinancing. If you’ve ever considered refinancing your home loan, now is the time to act before interest rates start climbing back up. Although most Aussie homeowners are motivated by lower interest rates, I could tell you [...]